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While there are many benefits that make the Amex Black Card worthwhile, there are also a lot of unnecessary aspects that make the cost unjustifiable. Here are some options to keep in mind that offer similar benefits and prestige…

As America switches from swiping credit cards to inserting them so the chips can be scanned, many are finding themselves frustrated and confused, both consumers and retailers alike. Although many companies have switched to have the technology to use…

The holidays are a wonderful time to celebrate with loved ones, but it’s also a time to be wary to ensure you aren’t scammed or defrauded. Here are a few tips to keep in mind this holiday season. Don’t…

Bonus offers are a huge reason that people sign up for specific credit cards. And good thing, because bonuses have nearly tripled over the years. These started rising after the 2008 financial recession. Sometimes points have increased more than…

Are your credit cards punishing you if you don’t have debt on your accounts? After all, your score grows when you have debt and are paying it off. For the most part, however, your score is determined based on…

Transferring a balance to a credit card can be beneficial in many ways, particularly with cards that offer certain perks for transferring a balance, such as a 0 percent APR for a year and a half. Here are a…

When you misuse your credit card, you can end up costing yourself tons of money, despite the many rewards that can be reaped from cards. Many people pay bills late (over 20 percent of Americans admitted to being in…